J193 Notice to Creditors (Section 29): Statutory Wording 2026

When administering a deceased estate in South Africa, publication of the J193 Notice to Creditors is mandatory under Section 29 of the Administration of Estates Act 66 of 1965. The notice calls on creditors and debtors of the estate to lodge claims and settle debts and any failure in wording, publication channel or proof can delay the Liquidation and Distribution Account and expose the executor to personal liability.

Also read: Section 29 of the Administration of Estates Act: digital publication requirements for deceased estates.

Statutory wording on Form J193

The J193 Notice to Creditors must be published verbatim in the prescribed form. It identifies the deceased by full name, identity number, last address and date of death, confirms that the estate is reported to the Master of the High Court, gives the executor’s name and address, and calls on all persons indebted to or holding claims against the estate to lodge those claims with the executor within 30 days from the date of publication.

Paraphrasing the statutory text or substituting the 30-day period invalidates the notice. The Master will reject any J193 that does not use the prescribed wording in full and republication restarts the 30-day creditor period and delays the Liquidation and Distribution Account.

Where to publish the J193 Notice to Creditors

Section 29 requires publication in the Government Gazette and in an online newspaper, such as Nuusflits, that circulates in the district where the deceased resided for the 12 months prior to passing. Where the deceased had more than one residence in that period, the notice must reach each district through an online newspaper of national reach.

Online publication is the standard channel for estate notices in 2026, governed by Chief Master’s Directive 1 of 2025 and read with Chief Master’s Directive 1 of 2020. An online newspaper that is freely viewable by any interested party satisfies the newspaper requirement, and the executor receives a dated digital proof on the day of publication for the file lodged with the Master.

When the 30-day creditor period runs

The 30-day creditor period runs from the date of publication. The Government Gazette publishes every Friday and the online newspaper publication runs on the same Friday, which removes any ambiguity about when the period commenced and when it closes. The executor may only proceed to draw the Liquidation and Distribution Account once the 30 days have run and any received claims have been recorded.

Common errors that delay the estate

Three errors recur in Section 29 publications: publication in a channel that does not reach the deceased’s last district, omission or alteration of the statutory wording on Form J193, and missing dated proof of publication for either the Gazette or the online newspaper. Each forces republication, restarts the 30-day creditor period and extends the administration of the estate by months, with the real cost in a high-value matter being the delay in distribution to the heirs rather than the republication fee.

Publishing the J193 through LegalNotice.co.za

LegalNotice.co.za handles Government Gazette lodgement, online publication on Nuusflits and full proof of publication for the J193 Notice to Creditors in one workflow, with the statutory wording verified before submission and the dated digital proof returned on the same Friday. Because Nuusflits adheres to Chief Master’s Directive 1 of 2025 and reaches all nine provinces, our placement covers the district circulation requirement for any deceased estate in South Africa.

A correctly placed J193 closes the 30-day creditor period cleanly and lets the Liquidation and Distribution Account proceed to inspection without challenge.

Legal Notice Publishing handles the full process for you. Contact jana@legalnotice.co.za or click here.

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